Personal Banking

Personal Banking

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Personal Banking

A variety of personal and business products are available to you. Among these include checking accounts to meet every customer's needs.

  • Simple Checking

    Requires only $100 minimum deposit and no minimum balance. It's simple...and it works.

  • Value Checking 

    Requires $100 minimum balance and a $300 average daily balance, while some fees are assessed for specific items.

  • NOW Checking 

    An interest earning account, requiring a $500 initial deposit and daily average balance. There are minimum balance requirements and fees for specific items.

  • SUPER NOW Checking

    Earns interest at a higher rate than the NOW account, and requires a $2500 initial deposit and average daily balance. Additional fees are assess for specific items.

  • Business Checking

    Provides business owners with an account that charges monthly fees as well as per item fees. Services charges are based on average balances.

  • Health Savings Checking (HSA)

    Requires $250 minimum deposit and balance, monthly earnings are based on a tiered interest rate. A fee may be assessed if balance falls below the minimum. Eligibility rules apply.

    To qualify for an HSA, a high-deductible health insurance plan is required.

First Financial Bank offers the ShazamChek Debit Card. See our helpful teller staff for details on how to become a ShazamChek holder.

Savings Accounts

The perfect start to savings for little ones to adults.

  • Youth accounts need only a $10 deposit to open
  • Adult accounts deposit $100 to open
  • No fees for adult accounts that maintain balances of $100 and over
  • $2 minimum balance fee for balance below $100
  • Six withdrawals per month with no fee
  • Other transaction limits may apply

Hey kids in grades Kindergarten to 6th! Come and join the Fun & Fortune Family!

  • $10 beginning deposit to open F & FF account.
  • Opportunities for rewards and prizes
  • Bank sponsored parties and events for members

We've got incentives for the 7th to 12th graders, too. Here's an account with you in  mind!

Teen Savers Club

  • Opening deposit of $10.
  • Opportunities to begin certificate of deposits at slightly higher rates
  • Prizes awarded for reaching savings levels
  • Minimal fees and extra opportunities
  • Requires a minimum deposit of $2,500 to open
  • Earnings are based on a tiered interest rate
  • $2 minimum balance fee if average daily balance falls below $2,500
  • Six withdrawals per month with no fee
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*Further account details are available on our Truth in Savings Disclosure. Stop by our office or call for a copy. First Financial Bank in Winnebago is FDIC insured and Equal Housing Lender.

Our bank will be closed on Monday, January 17th, in observance of Martin Luther King Jr. Day.

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