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MasterCard® SecureCode™

SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution.  First Financial Bank in Winnebago, in conjunction with SHAZAM and Arcot Systems are providing this service to you to improve the security of payment transactions in the electronic commerce environment.  Once you activate SecureCode, your card cannot be used at participating Internet merchant without authentication by an authorized user of your account.


You will find SecureCode easy to use.  When you enroll in SecureCode and then use your MasterCard card for an Internet purchase at a participating merchant, a window displays requesting your password in much the same way you enter a PIN during a face-to-face transaction.  After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization.

UNLAWFUL INTERNET GAMBLING NOTICE:  Restricted transactions as defined in Federal Reserve Regulation GG are prohitibited from being processed through this account or relationship.  Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful internet gambling.


Deposit Services

  • Checking Accounts
    • Simple Checking
    • Value Checking
    • Now Checking
    • Super Now Checking
    • Senior Citizen Checking
    • Health Savings

  • Savings Accounts
    • Passbook Savings
    • Money Market Savings
    • Fun & Fortune Family
    • Teen Savers Club
  • Certificates of Deposit
  • Individual Retirement 


Loan Services

  • Personal Loans
  • Home Improvement Loans
  • Home Equity Loans & Lines of Credit
  • Home Mortgages
  • Agricultural Loans
  • Commercial and Business Loans

Additional Services

  • Kunkel & Peyman Financial
  • Shazam Chek ATM Card (protected by MasterCard® SecureCode™)
  • Safe Deposit Boxes
  • Night Depository
  • Cash Advance (Credit Card)